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From doing yoga to charitable causes, how to lead a fulfilling life post-retirement

Do yoga

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Do yoga

Constant monitoring and proactive action can postpone the onset of lifestyle diseases. “Today, many individuals are diagnosed with diabetes at the age of 25-30. It can be easily delayed by 10-20 years and in many cases prevented altogether with the help of diet and physical activities,” says Abhishek Shah, Cofounder and CEO, Wellthy Therapeutics. Take the case of 63-year-old retired banker Mahesh Nailwal. He has been practising yoga for the past two decades. “Regular expenses can spiral out of control if you have diabetes or other ailments. I barely need to spend money on medication thanks to my daily practice,” he explains.

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Keep diseases at bay

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Keep diseases at bay

Poor health results in expenses becoming unmanageable even if your postretirement income is high.” Data corroborates his claim. Data from healthcare management firm Wellthy Therapeutics says a reduction of 1% in your HbA1c levels can have huge implications on your savings over the long-term. It is best to keep lifestyle diseases like diabetes and hypertension at bay by adhering to a healthy regime from a young age, instead of taking action at a later stage.

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Take up assignments

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Take up assignments

While planning for retirement, you not only need to identify recurring as well as one-time large expenses like hospitalisation, but also activities that can keep you fruitfully occupied. This need is often ignored as finances take centre stage in a typical retirement planning strategy. Octogenarian J.P. Dhondiyal, a retired railway official, extended his career by 12 years after retirement by taking up assignments with leading corporates.

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Give back to society

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Give back to society

Not content with having his hands full, Dhondiyal worked on his mission to set up a school for underprivileged children in his hometown. “I always wanted to give back to society and work towards making such kids’ lives better,” he explains. The resolve has kept him going and he continues to oversee the affairs of the school.

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Keep socialising

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Keep socialising

Hobnobbing with others and contributing towards charitable causes can boost your overall well-being quotient, potentially reducing health ailments. It can also help in making new friends and bonds, and create an emotional security network of sorts.

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