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Tag: Buying

Buying and renting: Your biggest financial decision – in 10 charts

Buying and renting: Your biggest financial decision – in 10 charts

Business
Buying a home is the most significant financial decision in most people's lives. For tenants, paying the rent is the biggest monthly outgoing.So it is little wonder that house prices are an obsession for some, and a source of frustration for others.The financial crisis had huge implications for those wanting to buy or sell property.Here is the story of what has happened to the UK housing market in the past 10 years. 1. House prices are rising... or are they?The price of the average UK home has risen in the past 10 years, as you would expect. Prices of goods and services in general, as measured by the Consumer Prices Index measure of inflation, have increased faster.So, in real terms, the average UK house price has fallen compared with a decade ago.2. Price rises or falls depend on where yo...
5 Decisions That Matter Far More Than Buying a House

5 Decisions That Matter Far More Than Buying a House

Finance
It never fails.Every time I tell someone that my wife and I are buying a house, we get bombarded with blatantly false financial tropes. "Real estate is a great investment," someone will say, or "home equity is a great savings vehicle." Those are both objectively false -- real estate has barely beaten inflation historically , and your house is an incredibly illiquid asset, so it's hard to get access to all that home equity when you need it. (That's usually the point of a savings account.)But the one that really gets me going is. "It's the most important financial decision you'll ever make."That one's way off base.Image source: Getty Images.Let's break it down for a minute. According to research from the St. Louis Federal Reserve, the median price for a home sold in Au...
Public 'tricked' into buying unhealthy food

Public 'tricked' into buying unhealthy food

Health
Media playback is unsupported on your deviceThe UK's obesity crisis is being fuelled by businesses pushing unhealthy food and larger portions on shoppers, according to health experts.The Royal Society for Public Health warned consumers were being tricked by a marketing ploy known as upselling.The tactic involves shops, cafes and restaurants encouraging customers to upgrade to larger meals and drinks or adding high-calorie toppings and sides.A poll suggested eight in 10 people experienced it every week.35% added sides like chips to meal 34% bought a larger coffee 17,000 extra calories on average over a year PAThe most common upsells to be taken included larger coffees, bigger meals, sweets and chocolates and extra sides such as onion rings and chips.Royal Society for Public Health chief e...
Tuesday 8/8 Insider Buying Report: KMB, ESQ

Tuesday 8/8 Insider Buying Report: KMB, ESQ

Finance
Shutterstock photo Bargain hunters are wise to pay careful attention to insider buying, because although there are many various reasons for an insider to sell a stock, presumably the only reason they would use their hard-earned cash to make a purchase, is that they expect to make money. Today we look at two noteworthy recent insider buys. At Kimberly-Clark, a filing with the SEC revealed that on Thursday, Director Robert W. Decherd purchased 1,500 shares of KMB, for a cost of $ 122.21 each, for a total investment of $ 183,315. Bargain hunters are able to snag KMB even cheaper than Decherd did, with the stock changing hands as low as $ 120.93 in trading on Tuesday which is 1.0% under Decherd's purchase price. Kimberly-Clark is trading up about 0.2% on the day Tuesday. Before this latest ...