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‘Medigap’ insurance covers some Medicare costs. How to choose a plan that’s right for you

‘Medigap’ insurance covers some Medicare costs. How to choose a plan that’s right for you

Finance
Justin Sullivan | Getty ImagesFor many older folks, enrolling in Medicare leads to the conclusion that a supplemental plan — aka "Medigap" — is the best fit for their circumstances. However, that decision generally isn't the end of the process. Although Medigap policies are standardized in most places, regardless of which insurance company offers them, premiums differ from insurer to insurer and among locations. And, say experts, this makes it important to understand the differences you could come across when looking at your options.In general, you'd want to know "a carrier's premium rating system, its claims history and how good its customer service department is," said Elizabeth Gavino, founder of Lewin & Gavino and an independent broker and general agent for Medicare plans."I d
Israeli parliament to choose new speaker amid double crisis

Israeli parliament to choose new speaker amid double crisis

World
JERUSALEM -- The Israeli parliament will select a new speaker on Thursday after the Supreme Court forced the vote amid an unprecedented challenge to Israeli democracy unfolding amid the country's battle against the rapid spread of coronavirus. Outgoing Knesset Speaker Yuli Edelstein resigned in protest Wednesday. A close ally of Prime Minister Benjamin Netanyahu, Edelstein had refused to comply with a high court order to convene the plenum for a vote on his successor the same day, angrily accusing the court of an “arrogant intervention” in the legislative branch. Even in stepping down, Edelstein tried to stall the vote for several days, as his resignation would take effect 48 hours later. The court responded by stripping Edelstein of his authorities even before his resignation too
5 Reasons to choose Equity Linked Saving Scheme (ELSS) Fund

5 Reasons to choose Equity Linked Saving Scheme (ELSS) Fund

Finance
ELSS Regulatory InfoWhen you invest your hard-earned money in the equity market, there are chances that you might lose some of it. But if you choose your investment wisely and invest for the long term, you might be able to make some profits. If your investment objective is to save tax and try and earn some extra income over the long term, then you can consider investing in Equity Linked Saving Scheme (ELSS). ELSS is a mutual fund investment scheme that primarily invests in equity and equity-related instruments. There are a lot of other elements that make ELSS an option for anyone who wants to save tax and build a corpus in the long run. Here are 5 reasons to opt for an ELSS scheme: 1. ELSS has tax benefits As stated earlier, ELSS is a tax saving mutual fund scheme. As per Section 80C of...
People may choose food based on how its displayed

People may choose food based on how its displayed

Health
Jan. 9 (UPI) -- How people choose food in a store may depend on what other food is next to it, a new study suggests. When people in the study got the option to choose a tasty but unhealthy option, like a slice of pizza, that sat next to a healthy option, such as broccoli, they nearly always chose the unhealthy food. However, when a healthy option like salmon sat next to unhealthy Oreos, about half of the participants chose the fish, according to the research, published Wednesday in the journal Psychological Science. "If you see one healthy food and one unhealthy food, most people will choose the indulgent food," Scott Huettel, a professor of psychology and neuroscience at Duke and author on the study, said in a news release. "But if you add more unhealthy foods, it seems, suddenly the hea...