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Energy price cap comes into force

Energy price cap comes into force

Business
A new energy price cap has now come into force - but householders can still get a better deal by shopping around, consumer groups say.Regulator Ofgem has estimated that the new cap will save 11 million people an average of £76 a year.Typically, the cap means that typical usage by a dual fuel customer paying by direct debit will cost no more than £1,137 a year.Consumer organisations say that people could save more by switching suppliers."The introduction of this cap will put an end to suppliers exploiting loyal customers. However, while people on default tariffs should now be paying a fairer price for their energy, they will still be better off if they shop around," said Gillian Guy, chief executive of Citizens Advice."People can also make long...
Finland: Where second-hand comes first

Finland: Where second-hand comes first

Science
With her daughter and baby son, Kati Rossi is prowling a suburb of Helsinki in the hunt for a second-hand bookshelf.Across the road looms a Swedish furniture giant, but Kati is scouring a huge municipal re-use centre instead. “I don’t want to go to IKEA,” she tells me. "I will find something much more interesting here, and much more original. “I don’t want to have the same furniture as everyone else. What I buy here will be a fraction of the price and better for the planet.”As concern grows about the resources we’re using and the CO2 that is producing our goods, does this place hold lessons for the world?It is one of a network of giant non-profit re-use stores in Finland. Not the regular...

Khloe Kardashian comes for sister Kim’s crown in jaw-dropping topless tease

Entertainment
Khloe Kardashian has been keen to show off her post-pregnancy curves since giving birth to daughter True in April this year.And the 34-year-old – who is still dating cheating boyfriend Tristan Thompson – put on a jaw-dropping display on Instagram.Taking inspiration from sister Kim Kardashian, 37, Khloe decided to promote her brand Good American, by parting ways with her clothes.Resting one knee on her bed, Khloe gave a sultry look over-her-shoulder, as she rocked a pair of the clothing company’s jeans. “You are a boss” Instagram user The mother-of-one looked sensational as she folded her arms across her bare chest.Khloe revealed the brand – which caters to women of all shapes and sizes – was ...
Consumers are their own worst enemy when it comes to getting out of debt

Consumers are their own worst enemy when it comes to getting out of debt

Finance
U.S. consumers could probably get rid of their debt faster if they really wanted to. While American households dedicate about of a third of their budget to paying down debt, they also spend roughly that much on stuff they want versus what they need, according to Northwestern Mutual's 2018 Planning & Progress study. "The immediate satisfaction of some of our discretionary spending is not worth the long-term debt pressure that results," said Emily Holbrook, director of planning for Northwestern Mutual. The report, released this ...
Dash to drop cash comes under review

Dash to drop cash comes under review

Business
As the use of cash declines and digital payments increase, a new independent review has been set up to look at the impact on consumers.The Access to Cash Review will look at the impact of new technology, including contactless cards, over the next five to 15 years and examine future needs.It will be chaired by the former head of the Financial Ombudsman Service, Natalie Ceeney.Ms Ceeney said there was a need to make sure no-one was left behind.She added: "The rise of contactless and digital payments has changed the relationship between cash and consumers. "Many people in the UK have already made a shift to paying for most things digitally, but at the same time, there are between two and three million people across the UK who are entirely reliant on cash."T...