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Consumers are their own worst enemy when it comes to getting out of debt

Consumers are their own worst enemy when it comes to getting out of debt

Finance
U.S. consumers could probably get rid of their debt faster if they really wanted to. While American households dedicate about of a third of their budget to paying down debt, they also spend roughly that much on stuff they want versus what they need, according to Northwestern Mutual's 2018 Planning & Progress study. "The immediate satisfaction of some of our discretionary spending is not worth the long-term debt pressure that results," said Emily Holbrook, director of planning for Northwestern Mutual. The report, released this ...
Dash to drop cash comes under review

Dash to drop cash comes under review

Business
As the use of cash declines and digital payments increase, a new independent review has been set up to look at the impact on consumers.The Access to Cash Review will look at the impact of new technology, including contactless cards, over the next five to 15 years and examine future needs.It will be chaired by the former head of the Financial Ombudsman Service, Natalie Ceeney.Ms Ceeney said there was a need to make sure no-one was left behind.She added: "The rise of contactless and digital payments has changed the relationship between cash and consumers. "Many people in the UK have already made a shift to paying for most things digitally, but at the same time, there are between two and three million people across the UK who are entirely reliant on cash."T...
Google's job hunting service comes to UK

Google's job hunting service comes to UK

Technology
Google has secured several of the UK's largest recruitment services for a local version of its jobs-hunting tool.Reed, Guardian Jobs, Haymarket and Totaljobs.com are among those providing listings, in addition to global sites such as LinkedIn and Glassdoor.The facility automatically shows the "freshest and most relevant" openings based on a user's location when they type relevant terms into Google Search.But one expert said those involved might come to regret the tie-up.For now, the US tech giant is not charging employment sites to feature their listings nor using the service to place any extra adverts beyond those that normally appear within its results. In addition, ap...
Standing to attention: Rhian Sugden comes out of retirement for fully naked Army shoot

Standing to attention: Rhian Sugden comes out of retirement for fully naked Army shoot

Entertainment
BODYINMIND.COM NAKED DREAM: Rhian Sugden caused jaws to drop with her naked pic While the big day which celebrates the best of the British Army and Navy isn't until June 30, Rhian has made sure everyone is in the celebratory mood.The blonde beauty has teamed up with Bodyinmind.com for an impossibly hot photoshoot.Taking off every single piece of clothing, the former Page 3 babe left almost nothing to the imagination.Sitting on the front of a Jeep, Rhian proudly flaunted her trim figure as she posed up a storm.  Rhian Sugden's sexiest pictures   Former page 3 babe Rhian Sugden strips down to some of the sexiest lingerie we have ever seen. ...
Bad timing: End to pot prosecutions comes too late for many

Bad timing: End to pot prosecutions comes too late for many

Health
They might be the unluckiest pot smokers in New York. Saying the government's war on marijuana has hit minorities too hard, Manhattan District Attorney Cyrus Vance Jr. said last month that his office would stop prosecuting people for simple possession or public use of the drug as of Aug. 1. But that midsummer start date comes too late for the people still being dragged into court on the charge now. College student Allain Laporte, 24, was pinched by police in April for smoking marijuana on a bench in Union Square. "I had no idea there were two undercover detectives across from me who waited till I almost finished the joint," he said. "They came up to me, confiscated the joint, patted me down, put handcuffs on my wrists and brought me to the precinct. It was embarrassing." He was fingerpri...