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Believing these Social Security myths could make you poorer in retirement

Believing these Social Security myths could make you poorer in retirement

Finance
If you're like many retirees, your Social Security checks will account for a large portion of your retirement income. But how well you understand the ins and outs of these benefits could make a big difference in how much you receive over your lifetime. To that point, 69 percent of baby boomers — a generation of individuals who are either in or approaching retirement — expect Social Security to be a "major" source of retirement income, according to a recent report from the Insured Retirement Institute. ...
‘If you leave you are dead to me’ – Chelsea fans are terrified Eden Hazard could leave the Premier League to join Real Madrid

‘If you leave you are dead to me’ – Chelsea fans are terrified Eden Hazard could leave the Premier League to join Real Madrid

Sports
FEELING BLUE The Belgium captain admitted 'it might be time to try something different' after the game against England Eden Hazard admitted he could leave Chelsea this summer, and Blues fans have reacted furiously. Speaking after the 2-0 World Cup win over England, Hazard admitted ‘it might be time to discover something different’ after six years at Stamford Bridge. Hazard secured Belgium’s best ever World Cup finish on Saturday Ever since Cristiano Ronaldo left the Bernabeu to join Juventus, speculation has been rife as to who could replace the Portuguese superstar. It seems Hazard is top of the list and, if the 27-year-old’s comments are anything to go by, a deal could be done this summer. Speaking to B...
Wearable devices could predict risk for senior falls

Wearable devices could predict risk for senior falls

Health
July 12 (UPI) -- Wearable devices with motion sensors can predict older participants' risk of falling, according to a study. Researchers at the University of Illinois in Urbana-Champaign found that measuring unsteadiness in standing and walking can predict the most common injury among adults 65 and older. Their findings were published Wednesday in npj Digital Medicine. Three million older people are treated in emergency departments for fall injuries each year, according to the Centers for Disease Control and Prevention. That includes at least 300,000 older people hospitalized for hip fractures, of which 95 percent are caused by falling. Older and young people fall for different reasons. Younger people misjudge something, such as a slippery surface, and older adults are unstable, and lose...
The retirement mistake that could cost you $100,000 or more

The retirement mistake that could cost you $100,000 or more

Finance
Planning young: a retirement roadmap Most Americans rely on mutual funds or exchange-traded funds (ETFs) for at least a portion of their retirement investments. If you have a 401(k), for example, the funds in your account are generally invested in a selection of mutual fund products offered by your plan. While mutual fund and ETF investing is a very hands-off way to invest, that doesn't mean mistakes can't be made. One potentially costly mistake is ignoring the fees charged by your investment funds or, worse, choosing higher-fee options because you think they'll generate higher returns. A quick overview of mutual fund and ETF fees There are two main types of expenses that fund investors may have to pay. The first is known as a sales load, which is essentially a commiss...
The eye doctor who could not see the stars

The eye doctor who could not see the stars

Health
Media playback is unsupported on your device For many years, Dr Andrew Bastawrous could not see clearly enough to spot the leaves on trees or the stars in the sky. Teachers kept telling him he was lazy and he kept missing the football during games. Then, aged 12, his mother took him to have his eyes tested and that changed everything. Now he is a prize-winning eye doctor with a plan to use a smartphone app to bring better vision to millions of children around the world. Dr Bastawrous told the BBC: "I'll never forget that moment at the optometrist. I had trial lenses on and looked across the car park and saw the gravel on the road had so much detail I had had no idea about. "A couple of weeks later I got my first pair of glasses and that's when...