News That Matters

Tag: Early

3 reasons to retire as early as you can

3 reasons to retire as early as you can

Finance
Planning young: a retirement roadmap Would you love to retire early? So many people have that goal, and for a variety of reasons. For some, it's a matter of escaping a tough work schedule and the pressures that come with it. For others, it's an opportunity to spend quality time with family and pursue hobbies. Many folks, however, have a hard time with the notion of retiring early, whether it be from a place of financial insecurity or guilt. But if early retirement appeals to you on any level, here are three reasons to go for it. 1. You can afford it Many folks slack in the retirement savings department all their lives. Case in point: The average American aged 50 to 55 has $ 124,831 socked away for the future, according to the Economic Policy Institute, which isn't a wh...
How do you know you're really ready to retire early?

How do you know you're really ready to retire early?

Finance
Planning young: a retirement roadmap How do I know if I can retire early? Some people go to great lengths to set up their spending, saving and investment goals so they can retire early. For Justin McCurry — who retired at age 33 with $ 1.3 million so he could spend more time traveling with his wife and three kids — retirement came more than 30 years early. And not by accident. While the main goal is figuring how much you'll need and reaching that magic number, there are other considerations, too. Hitting that number can be so exciting you want to launch right away, says McCurry. But not paying attention to details of your post-working life can undermine or even undo some of the hard work you've done, he says. Check your math and your risk First, you'...
This early career move can determine if you make $60,000 or $24,000 a year

This early career move can determine if you make $60,000 or $24,000 a year

Finance
In the race to find a job after college, the slow and steady don't win. In fact, the quicker a graduate lands a good job after leaving school, the more likely they are to earn a better salary — in the short and long-term, according to a new study by Gallup. "Good" is self-defined by the graduate. "It doesn't matter to us what a good job means to them, it just matters to us that they found it," said Stephanie Marken, executive director of education research at Gallup, which interviewed more than 4,000 adults aged 18 and older who earned a bachelor's degree between 2010 and 2016. ...
How an animal ages depends on what early life was like

How an animal ages depends on what early life was like

Science
Aug. 17 (UPI) -- What determines whether a wild animal ages gracefully? New research suggests environmental conditions during an animal's formative years can affect the animal's aging process. To better understand the link between a wild animal's adolescence and twilight years, researchers at the Australian National University gathered data on 14 different bird and mammal species, including swallows, storks and kestrels, as well as deer, sheep, mountain goats, squirrels and banded mongoose. "We investigated the effect in two different types of senescence: reproductive senescence, measured as declines in reproductive output in late life, and survival senescence, measured as the decline in survival probability in late life," Eve Cooper, a Ph.D. student in the biology department at ANU, said...
Iron-silica particles reveal early oxygen accumulation on Earth

Iron-silica particles reveal early oxygen accumulation on Earth

Science
Aug. 7 (UPI) -- Iron and silica particles played an important part in the early accumulation of oxygen in Earth's oceans, according to new research. Cyanobacteria's photosynthetic activity supplied Earth's ancient oceans with oxygen, but the blue-green algae couldn't have survived the sun's ultraviolet rays without the protection of iron and silica particles, according to a new study in the journal Nature Communications. In the lab, scientists modeled the impact of UV rays on ancient sea water and cyanobacteria. The experiments showed elevated silica and iron concentrations enable the formation of iron-silica precipitates. These suspended particles shielded cyanobacteria from harmful radiation. "In effect, the iron-silica particles acted as an ancient 'sunscreen' for the cyanobacteria, pr...