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This wedding savings strategy is easier said than done

This wedding savings strategy is easier said than done

Finance
Cutting your wedding costs by avoiding "wedding season" may be easier said than done.In a recent Student Loan Hero survey, 8 in 10 couples planning to get married in the next year said they would be willing to choose a "less-preferable wedding date" if it would save money. That includes looking at weekdays and off-season months.No wonder: New data from planning site WeddingWire finds that the average wedding, including the engagement ring and honeymoon, cost $ 36,000 in 2017. The ceremony and reception alone were $ 27,000.Although both figures are $ 1,000 less than in 2016, they still represent a chunk of money.Yet there are still signs couples are overspending. WeddingWire also found that couples underestimated their budget by 42 percent, while Student Loan Hero notes that 74 percent plan...
9 Kitchen Hacks That Will Make Healthy Eating So Much Easier

9 Kitchen Hacks That Will Make Healthy Eating So Much Easier

Health
We’ve all been there: You come home from a long day at work and you’re exhausted.You’re so hungry, you could start gnawing on your arm at any moment. Nothing sounds good, and at the same time everything sounds good—so you start munching on the bag of chips as you plan your meal, and before long you're not even hungry for dinner.Luckily, learning a few smart kitchen hacks can help you throw together fast, simple, and healthy meals on even the busiest nights. And tapping into your inner chef is good for your health, too: A recent study in the American Journal of Preventative Medicine found that home-cooked meals help you stick to the dietary guidelines(more fruit, veggies, beans, whole grains, dairy, and seafood; less sodium and refined grains) and save money while you're at i
5 Delicious Make-Ahead Breakfasts to Make Your Morning Easier

5 Delicious Make-Ahead Breakfasts to Make Your Morning Easier

Health
Make-ahead breakfast ideas: Need I say more?With a little advance prep, you can take one big thing off your a.m. to-do list—and still eat a satisfying, wholesome, and delicious meal. Check out 5 of my favorites, below.RELATED: 5 New Breakfast SuperfoodsOvernight Tropical Buckwheat PuddingNever tried buckwheat? You can pick up this protein- and fiber-rich, and gluten-free seed (yep, like quinoa it's actually a seed) in the bulk section of the supermarket. (I recommend buying extra; buckwheat groats make a fantastic swap for rice as a side dish.)Serves: 4-61 cup buckwheat groats ($ 19 for a 4-pack, amazon.com)1 cup milk (dairy, nut or soy) or a milk-yogurt combination¼ cup chia seeds2 ripe bananas, sliced2 Tbsp. virgin coconut oilPinch of kosher salt1 tsp. vanilla extract, optionalRaw ho
IRS makes it easier for Harvey victims to tap 401(k) money for rebuilding

IRS makes it easier for Harvey victims to tap 401(k) money for rebuilding

Finance
While taking money early from a workplace retirement plan is generally a no-no, victims of Hurricane Harvey now have that option.The Internal Revenue Service announced Wednesday that 401(k) plans and similar plans may permit participants to take loans against their accounts or make hardship withdrawals if they or family members have been affected by the flooding and destruction from Hurricane Harvey.This means that even if you live outside the disaster area, you can tap your own 401(k) plan to assist a family member in the affected areas. The normal 10 percent early withdrawal penalty for those under age 59½ (with a few exceptions) will still apply and you'll owe income taxes on the money as well.And typically, hardship distributions also come with a six-month ban on new contributions. The
It just got easier to sue your bank and credit card company

It just got easier to sue your bank and credit card company

Finance
5 stunning stats about credit cardsIt just got easier for you to sue your bank and credit card company. The Consumer Financial Protection Bureau issued a new rule Monday that prevents companies from using arbitration clauses to stop consumers from bringing class action lawsuits. The clauses force people to "go it alone or give up," said CFPB Director Richard Cordray. "Our new rule will stop companies from sidestepping the courts and ensure that people who are harmed together can take action together," he said. Many people aren't aware that their bank account or credit card contracts came with an arbitration clause buried in the fine print. But they're pretty common. Credit card issuers representing more than half of all credit card debt, and banks representing 44% of insured deposits u...