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Feb282021 by adminNo Comments
View: How the government can truly make India’s state-run banks efficient just like their private sector peers

View: How the government can truly make India’s state-run banks efficient just like their private sector peers

Finance
Budget 2021 has finally made long-awaited policy pronouncements of a reformist nature in the banking and financial sector. Governments are prone to make announcements that catch headlines, but soon fade away with only half-hearted implementation. One says this with the hindsight of the declaration of divestment of the Industrial Development Bank of India (IDBI) in 2015 and later of Air India. But genuine enthusiasm arises from the fact that after declaring that GoI would privatise public sector banks (PSBs), set up an asset reconstruction company (ARC) and establish a development finance institution (DFI) among others, the administration has started to take steps to implement these. It is encouraging that the finance ministry has already sought timelines from ministries on getting the deci...
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Oct282020 by adminNo Comments
Longer-lingering droplets are less efficient carriers of COVID-19 virus

Longer-lingering droplets are less efficient carriers of COVID-19 virus

Science
Oct. 27 (UPI) -- New research -- published Tuesday in the journal Physics of Fluids -- suggests bigger, short-lived aerosol droplets pose a much greater risk of spreading COVID-19 than aerosol microdroplets, which are tiny particles that linger longest in the air. To better understand the behavior and virus-carrying potential of different types of aerosol droplets, researchers had volunteers breathe, speak and cough into a laser beam, which recorded the size and distribution of the array of aerosolized particles. Advertisement Researchers used a Rayleigh jet nozzle chip to generate the same distribution of droplets. The jet released aerosol droplets composed of 1 percent glycerol and 99 percent ethanol into a chamber. A sheet of laser light running across the middle of the chamber allowed...
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Feb12019 by adminNo Comments
Budget 2019: Govt wants banks to be profitable, efficient

Budget 2019: Govt wants banks to be profitable, efficient

Finance
Hours after India’s central bank eased operational curbs on three state-run lenders, interim finance minister Piyush Goyal told federal lawmakers during his budget speech Friday that he expects the eight remaining public sector financiers to also be out of the ambit of the prompt corrective action (PCA) framework soon. Goyal’s comments came just a day after the Reserve Bank of India (RBI) lifted Bank of India (BoI), Bank of Maharashtra (BoM) and Oriental Bank of Commerce (OBC) out of the purview of the framework, a move that would now allow the financiers to lend and open branches freely. Various steps by the government have helped the banks, resulting in the easing of curbs on these three lenders, Goyal said while presenting the interim budget for 2019-20. However, the interim f...
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Jan52019 by adminNo Comments
By controlling exciton flows, scientists can build more efficient electronics

By controlling exciton flows, scientists can build more efficient electronics

Science
Jan. 4 (UPI) -- Scientists have found a way to control exciton flows at room temperature, paving the way for the development of faster, more efficient electronics. When an electron absorbs light, it gets bumped into a higher energy band. As quantum physics reveals, the newly energized electron leaves an "electron hole" behind. Because the high-energy electron has a negative charge and the hole has positive charge, the duo remain bound -- forming an exciton. Excitons are only found in semiconducting and insulating materials, and their unique properties can be studied in 2D materials. Physicists regularly look for new quantum properties by combing 2D materials. Recently, researchers in Switzerland layered tungsten diselenide with molybdenum diselenide, WSe2 with MoSe2, to create a new 2D me...
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