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Getting a handle on your employee benefits and perks

Getting a handle on your employee benefits and perks

Finance
Company benefits and perks are an essential and much appreciated part of compensation, but staying on top of changes every fall can be a chore."Most people don't look at their complete packages every year," said Eric Roberge, certified financial planner and founder of Beyond Your Hammock. "They just do [the minimum] — what they have to do."Here are the areas that warrant special attention, along with the questions financial advisors suggest you ask before choosing your company benefits.Roberge asks his clients to answer these questions:Do you have a matching contribution?Are you taking full advantage of it?Have the investment options (especially mutual funds) changed?Are you allocated correctly?Should you rebalance?It's important to pay attention to how you save, advisors said."One thing t
49,000 Aadhaar centres blacklisted for fleecing: Here's how to avoid getting conned

49,000 Aadhaar centres blacklisted for fleecing: Here's how to avoid getting conned

Finance
A recent revelation by the Unique Identification Authority of India (UIDAI) that it has blacklisted over 49,000 Aadhaar enrolment centres since its inception for fleecing and overcharging enrollers is a matter of concern for those who are yet to obtain Aadhaar or need to make corrections. Given that Aadhaar has become a vital document, it is important for us to ensure that we do not fall prey to these unscrupulous elements. The ill intentions of 'enrolment officials' fleecing consumers also raises a huge security concern. Therefore, if you are visiting an enrolment centre to get your Aadhaar details corrected or are applying for a new one, you must keep the following things in mind. 1. Currently, there is no fee to apply for a new Aadhaar card. It is clearly stated on the Aadhaar webs...
Getting up to speed on the Equifax data breach scandal

Getting up to speed on the Equifax data breach scandal

Technology
Equifax has been scrambling to explain itself since disclosing last week that it exposed vital data about 143 million Americans — effectively most of the U.S. adult population. It's come under fire from members of Congress, state attorneys general, and people who are getting conflicting answers about whether their information was stolen. The company keeps track of the detailed financial affairs of all Americans in order to gauge how much of a risk they are for borrowing money. That means it and its competitors, TransUnion and Experian, are a detailed storehouse of some of the most personal and sensitive information of Americans' financial lives. And all of it could be used for identity theft. Here's the latest on what you need to know about the breach: WHAT EQUIFAX IS SAYING Equifax is try