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Is locking your Equifax credit report good enough?

Is locking your Equifax credit report good enough?

Finance
Freezing your credit after Equifax hack...not so easyAfter facing outrage over last month's security breach, Equifax said it will offer a new, free service that gives consumers more control over their personal information.It's called a credit lock, and it will allow people to decide who has access to their Equifax credit report. Problem is, locking your credit at Equifax will still leave you vulnerable to identity theft -- you need to block access at all three agencies. Richard Smith, who retired as CEO after the hack, told Congress that locks should become an industry standard, calling on the other two credit reporting agencies to step up. "I would encourage TransUnion and Experian to do the same. It's time we change the paradigm and give the power back to the consumer to control who a...
What to eat, and what not to eat, for a good night's sleep

What to eat, and what not to eat, for a good night's sleep

Health
How well you sleep can have a significant impact on your overall health, and not getting enough sleep has even been linked to overeating, according to ABC News' senior medical contributor, Dr. Jennifer Ashton. Ashton appeared live on "Good Morning America" today to share why it is so important for adults to get seven to nine hours of sleep a night, saying that insufficient sleep impacts your hunger and fullness hormones. When you're not getting enough sleep, the level of ghrelin, the hormone that tells your brain when it's time to eat, increases. In addition, the level of leptin, the hormone that tells your brain when to feel full, decreases. As a result, sleep deprivation can lead to overeating and gaining extra pounds, according to Ashton. If you find yourself especially hungry late...
Flatliners: Is the remake any good?

Flatliners: Is the remake any good?

Entertainment
It's not usually a good sign when critics aren't allowed to see a film before its release.Often, it's a way to hush up bad reviews to make sure the public haven't read any negative press before deciding whether to part with their cash. Flatliners, a remake of the 1990 film of the same name, is one such film which wasn't screened for critics before its release last Friday.It stars Ellen Page and James Norton - with Kiefer Sutherland (who appeared in the original) even making an appearance. The film tells the story of a group of medical students who attempt to create a near-death experience in order to experience the afterlife.Unfortunately, most critics said the film should not have been resuscitated."An artless and agonisingly boring remake of a semi-forgotten movie about the dangers of br...
EXCLUSIVE – Sam Allardyce says Liverpool not good enough defensively to win the Premier League and backs Manchester United for title glory

EXCLUSIVE – Sam Allardyce says Liverpool not good enough defensively to win the Premier League and backs Manchester United for title glory

Sports
Sam Allardyce believes Liverpool are not good enough defensively to win the Premier League - and is backing Jose Mourinho to lead Manchester United to title glory this season.With their high-tempo, attacking style, Jurgen Klopp’s Liverpool are one of the most exciting teams to watch in the top-flight and have made a promising start to the campaign.They have collected seven points from their opening three games, thrashed Arsenal 4-0 last time out, and have claimed back-to-back clean sheets. Optimism is therefore high on Merseyside as the Reds look to end their 27-year title drought.But, according to Allardyce, they will miss out on again on the top prize due to defensive vulnerabilities.The former England boss, who co-hosted the Sports Breakfast on Thursday, said: “My only concern about Jur
These are the top risks that could derail a good retirement plan

These are the top risks that could derail a good retirement plan

Finance
Ask any experienced financial planner what causes a retirement plan to fail, and they will likely agree that it is never a result of bad portfolio returns. So if a poorly performing portfolio is not the problem, then what is? Some of the answers may surprise you. Here are examples of how life's circumstances can derail even the best retirement plan, and what to do to avoid, fix or repair it.With improvements in medical treatment and increases in longevity, an unexpected illness when you are in your 60s, 70s or 80s may drag on longer than it did just a decade ago. One of the first things you should do is to learn how your current employee benefits (or those of your spouse) work and understand how the employer treats retiree health benefits. What will be the implications of that plan in reti...