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How to Handle the Holidays When You Have Food Intolerances

How to Handle the Holidays When You Have Food Intolerances

Health
Like a growing number of people, I have food intolerances, or sensitivities. So I know firsthand that when you’re in this camp, enjoying Thanksgiving away from home can be very stressful. When I look back on the days when I could nibble on anything I desired (like my sister-in-law’s awesome pumpkin bread!) without repercussions, I realize how difficult it must be for someone who doesn’t struggle with food intolerances to understand. So try be patient with with your family and friends, and know that you can and will get through this mother of all food-fests. First, it’s important to note that food intoleranc...
How to handle the flood of GDPR privacy updates

How to handle the flood of GDPR privacy updates

Technology
Many app users' inboxes are bulging with requests to review new terms of service and privacy conditions.And it is no coincidence that so many developers have revamped their small print at the same time.In just under a month, the EU will introduce a new privacy law that gives Europeans new data protection rights and threatens giant fines for organisations that do not comply.But making sense of the new terms poses a challenge.Some companies, including Facebook, are asking members to give explicit consent to new features such as facial recognition.Others - such as Twitter, Fitbit and Yahoo - have told members that simply continuing to use their products will be interpreted as agreement to the tweaked conditions.The time-strapped public would be forgiven for thinking the easiest thing to do is...
The glitch that stole Christmas: How to handle smart tech gifts

The glitch that stole Christmas: How to handle smart tech gifts

Technology
Although the rush to connect everything from toys to toothbrushes, cars to sex toys, and any number of household appliances to the internet, seems inexorable, there is little regulation protecting your cyber-security.Not surprising then that there has been a raft of stories this year highlighting the vulnerabilities that are coming to light. Now, with Christmas upon us, it's highly likely that you've considered buying a connected device, or maybe Santa will leave one for you under the tree. But with no one else to rely upon to regulate the security of your new device, what should you do to protect you and yours?The most important question you should ask is why the item needs to be connected to anything other than, possibly, a power source.If it's a gimmick, or even if it's a feature you t...
Here's the right way to handle that big money inheritance

Here's the right way to handle that big money inheritance

Finance
What's the best way to use an inheritance?It's a question worth considering, with the U.S. on the cusp of a significant wealth transfer. Baby Boomers are poised to inherit $ 12 trillion from their parents and then in the coming decades, pass on an estimated $ 30 trillion to their own heirs.If you receive an inheritance, the first thing to do is pause, said Gail Cohen, chair of the board or directors and general trust counsel for Fiduciary Trust Company International. Take time to grieve and process the loss of your loved one."I don't think any big decisions should be made during that period of time," she said.Before you start spending, take stock of any obligations or costs around the inheritance, said Susan Bradley, a certified financial planner and the founder of the Sudden Money Institu...
Getting a handle on your employee benefits and perks

Getting a handle on your employee benefits and perks

Finance
Company benefits and perks are an essential and much appreciated part of compensation, but staying on top of changes every fall can be a chore."Most people don't look at their complete packages every year," said Eric Roberge, certified financial planner and founder of Beyond Your Hammock. "They just do [the minimum] — what they have to do."Here are the areas that warrant special attention, along with the questions financial advisors suggest you ask before choosing your company benefits.Roberge asks his clients to answer these questions:Do you have a matching contribution?Are you taking full advantage of it?Have the investment options (especially mutual funds) changed?Are you allocated correctly?Should you rebalance?It's important to pay attention to how you save, advisors said."One thing t