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Here are 5 last-minute tax moves you can still make before you file

Here are 5 last-minute tax moves you can still make before you file

Finance
Most of the last-minute opportunities to reduce your tax liabilities for 2018 have come and gone. You can't deduct charitable contributions you make in 2019 from last year's income, nor can you deduct expenses against last year's income for medical procedures you get now. You can't give 2018 tax-free gifts to your heirs today or harvest losses on investments tomorrow to offset gains realized last year. The bulk of the things you could do reduce your tax bill for last year expired on Dec. 31. But not all of them. There are still a number of steps taxpayers can take to help reduce the bite on April 15. Some have been available ...
Did you get a tax refund windfall? Here are some smart money moves to consider

Did you get a tax refund windfall? Here are some smart money moves to consider

Finance
Coming into a windfall is rare. But for some, it happens every year — in the form of a tax refund. The IRS issued more than 100 million refunds last year, averaging a little less than $ 3,000 apiece. Yes, the average check may be somewhat smaller this year, but it's still a relatively nice chunk of change considering that even an unexpected $ 1,000 expense, such as an emergency room visit or car repair, would push many Americans into debt. A refund offers a rare opportunity to improve your financial standing, according to Corey Carlisle, executi...
Retired and looking to work part-time? Here are 6 fields that may be a great fit

Retired and looking to work part-time? Here are 6 fields that may be a great fit

Finance
Part-time consulting is a great way to leverage your hard-won institutional knowledge and expertise after retirement. Firms may be looking to fill their full-time rank-and-file with lower-paid new college graduates, but there's a lot to be said for decades of experience. If you're offering your skill set on a part-time, independent basis, your former employer, or a competitor in the same field, might be quite willing to avail themselves of your services. More from Fixed Income Strategies: How to play rising bond rates without losing your shirtWhy investors near retirement should fear the big yield curve inversionMany Americans dream of retirement but lack a real game plan ...
Here are 5 ways to control your stress during a volatile market

Here are 5 ways to control your stress during a volatile market

Finance
While I can't give you any investment advice or help you ignore the current market conditions, I can teach you how to manage stress so that "volatile" describes the market and not your mindset. Emotions can help influence decision-making, but when it comes to considering investment decisions in a volatile market, getting stressed out may point your investments in the wrong direction. The high level of stress in today's financial market is not only threatening retirement accounts and portfolios, it's depleting an investor's greatest resource: brain power. ...
Here are the colleges doing away with student loans, by state

Here are the colleges doing away with student loans, by state

Finance
Americans leave college today with more debt than ever before. Some schools are trying to reverse the trend by instituting a no-loans policy. Most recently, Michael Bloomberg, the former mayor of New York City, announced he would give $ 1.8 billion to his alma mater, John Hopkins University, so that the college can substitute loans for scholarship grants. "It will ease the burden of debt for many graduates," Bloomberg wrote in an Op-Ed for the New York Times. Student debt burdens Americans more than auto or credit card debt. The average graduate leaves school $ 30,000 in the red, up from $ 10,000 in the early 1990s. ...