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One in 10 adults owns second home, says think tank

One in 10 adults owns second home, says think tank

Business
As many as 5.2 million UK adults - or one in 10 - have bought or inherited a second home, according to research.Think tank the Resolution Foundation said the number of multiple home owners grew by 30% between 2002 and 2014.That figure includes buy-to-let landlords - counted as one owner even if they have multiple properties - as well as those who own separate properties to live in themselves.At the other end of the scale, four in 10 adults own no property at all.The foundation said the number of people without property had also risen over the 12-year period.As a result, the study concluded that there was a growing gap between those who have property wealth and those who do not.The government is already ploughing £60m a year into rural and coastal communities that are most affected by secon
How to save enough money for a down payment on a home

How to save enough money for a down payment on a home

Finance
Money guide for MillennialsSaving up a down payment to buy your first house can seem a pretty daunting task. If you've never had more than a few thousand dollars in the bank at any given time, then setting aside five figures or more may seem impossible. However, getting a down payment together is not as difficult as you may think -- if you go about it the right way. Figure out how much house you can afford The first step in saving up your down payment is to pin down the amount you can responsibly spend on a house. Lenders will typically limit your mortgage amount so that your monthly housing payments (including property taxes and insurance) will not exceed 28% of your pre-tax monthly income. But if your income is a bit iffy -- for example, if your pay fluctuates seasonally or you work in ...
EFL Cup second round: West Ham face Cheltenham, Crystal Palace, Watford and Southampton all at home- draw in full

EFL Cup second round: West Ham face Cheltenham, Crystal Palace, Watford and Southampton all at home- draw in full

Sports
All the details of the EFL Cup second round drawThursday, August 10, 2017Southampton will host Championship club Wolves in the EFL Cup second after Thursday’s confusing live draw.League One side Blackburn Rovers entertain Lancashire rivals Burnley at Ewood Park, with the draw regionalised.Newcastle host Nottingham Forest, while West Ham will travel to League Two side Cheltenham.The draw initially left several sides unsure whether they were home or away.The matches are due to take place in the week commencing August 21.Draw in fullSouth GroupQPR v BrentfordCrystal Palace v IpswichWatford v Bristol CityNorwich v CharltonCheltenham v West HamBrighton v BarnetCardiff v BurtonSouthampton v WolvesFulham v Bristol RoversMK Dons v SwanseaBirmingham v BournemouthReading v MillwallNorth GroupCarlisl
Home Alone actor dead after 'medical emergency'

Home Alone actor dead after 'medical emergency'

Entertainment
John Heard, who played the dad in the beloved Christmas film, passed away on Friday 21 July.Police were called to his hotel in California after a medical emergency was reported.John was pronounced dead at the scene.TMZ reported: "Police were called to the hotel for a report of a medical emergency, but he was pronounced dead on the scene.GETTYPASSED AWAY: John died at the age of 72"The coroner is investigating, and cause of death is unclear at this time."The news outlet also reported that his rep revealed that John had "minor back surgery" on Wednesday at the Stanford Medical Center and was staying at the hotel in Palo Alto, California while he recuperated.John was best known for his portrayal as Kevin McCallister's dad in Home Alone 1 and 2.HUGHES ENTERTAINMENTBEST KNOWN: John's biggest ro...
Fast ways to cut your home energy bills

Fast ways to cut your home energy bills

Finance
Cutting your energy bill doesn't have to require much energy — or money — on your part.Consumers aren't taking advantage of many simple avenues to save money, according to a new survey from marketplace SaveonEnergy.com. Only 14.2 percent say they unplug their home printer when it isn't in use, a move that could save up to $ 130 each year. Six in 10 consumers don't shut down their home computer when it isn't in use, missing out on up to $ 168.28 in estimated annual savings.(See infographic below for some of the savings tricks and payoffs.)Home energy savings strategies generally fall into one of three buckets, said Kateri Callahan, president Alliance to Save Energy. There are free behavioral changes, projects that require a small investment, and big-ticket purchases or renovations.Some of t