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5 things you must do before you retire

5 things you must do before you retire

Finance
The steady path to a dream retirement If you're looking forward to retirement, you're not alone. Countless workers dream of leaving their jobs behind and enjoying the freedom of unstructured days. But before you pull the trigger on retirement, be sure to tackle the following moves so you don't come to regret your decision later on. 1. Assess your personal savings Hopefully, you spent much of your working years socking away money in an IRA or 401(k). If you're thinking of retiring, now's the time to assess your balance and see what it actually means in terms of usable day-to-day cash. It's easy enough to look at, say, a $ 500,000 IRA balance and think, "Wow, that's a lot of money." But if we apply a 4% yearly withdrawal rate, which has long been the standard, that $ 500,0...
Coastal wetlands must migrate inland to survive climate change

Coastal wetlands must migrate inland to survive climate change

Science
Sept. 12 (UPI) -- If coastal wetlands are to survive climate change -- and continue to provide a bounty of ecological benefits -- they most move inland, according to a new study. Previous studies have suggested many coastal wetlands are likely to be wiped out by encroaching salt water as global warming accelerates sea level rise. But new analysis suggests many marshes and mangroves could be saved if they were able to move farther inland. That's good news, as wetlands help absorb excess CO2 and serve as a vital buffer against damaging storms and flooding. Some studies have shown wetlands save hundreds of lives and millions of dollars. To better understand the fates of coastal wetlands, an international team of scientists collected and analyzed data from the around the world. Researchers lo...
Irdai makes long-term 3rd-party insurance must; car, bike purchase to cost more from Sep 1

Irdai makes long-term 3rd-party insurance must; car, bike purchase to cost more from Sep 1

Finance
NEW DELHI: Buying a car or two-wheeler is set to become expensive from Saturday as long-term third party insurance policy has been made mandatory by the Irdai following a Supreme Court order. The three-year third-party insurance will cost Rs 5,286 for cars with engine capacity of less than 1,000 cc, Rs 9,534 (1,000 - 1,500 cc) and Rs 24,305 for cars with engine capacity of 1,500 cc and more. In case of two-wheelers, the five year-third party insurance will cost Rs 1,045 for vehicles with engine capacity below 75 cc, Rs 3,285 (75-150 cc), Rs 5,453 (150-350 cc) and Rs 13,034 (exceeding 350 cc). As per the Motor Vehicles Act, third-party insurance is mandatory. As regards the comprehensive insurance, which covers theft and damage among others, the vehicle buyer would have the option to buy it...
Myanmar generals must be tried for genocide – UN

Myanmar generals must be tried for genocide – UN

World
Myanmar's top generals must be prosecuted for genocide over the treatment of the Rohingya, according to a UN report. Six generals should be tried over orchestrated gross human rights violations and abuses in Kachin, Rakhine and Shan states, an independent fact-finding mission found.The report's conclusions prompted British foreign secretary Jeremy Hunt to pledge to go to Myanmar to "seek answers".Hundreds of thousands of minority Rohingya Muslims fled across the border from Myanmar to Bangladesh after what many NGOs have described as ethnic cleansing.Amnesty International said security forces carried out a "targeted campaign of widespread and systematic murder, rape and burning".:: Explained - The Rohingya refugee crisis ...
Weinstein must face trafficking lawsuit from Briton

Weinstein must face trafficking lawsuit from Briton

Entertainment
Harvey Weinsten will have to face a lawsuit from a British actress who accuses him of breaking sex trafficking laws by inviting her to a French hotel room and assaulting her. A federal judge in New York denied the disgraced movie producer's attempt to dismiss Kadian Noble's case and it will now proceed to trial.Judge Robert Sweet said on Tuesday the case was "not an archetypal sex trafficking action" but that the claims "plausibly establish" that Weinstein violated the Trafficking Victims Protection Act.The lawsuit claims Weinstein "was able to force or coerce Kadian into sexual activity in his hotel room because of his promise to her of a film role and use of his influence on her behalf". Image: Kadian Noble announced her lawsui...