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If you're considering long-term care coverage, here's a quick reality check before you buy

If you're considering long-term care coverage, here's a quick reality check before you buy

Finance
As more people are thinking about long-term care planning for their elder years, the industry is responding with ever more options.However, complete coverage may be out of reach for most people. Younger generations are taking notice, whether to encourage their parents to prepare for possible late-life infirmities or to make preparations for themselves earlier in their own lives.Long-term care has been a hot topic since about 2000, said Brock Jolly, certified financial planner and partner and co-founder at Veritas Financial. He attributes this increased interest to market declines, modern medicine keeping people alive longer and the evolution of the LTC industry.Pricing insurance products has been tricky, he noted."The big unknown is how long the person may live," Jolly said. "Life insuranc...
Cam Newton: Carolina Panthers hope quick turnaround doesn't hinder QB

Cam Newton: Carolina Panthers hope quick turnaround doesn't hinder QB

Sports
CHARLOTTE, N.C. -- Significant strides have been made in the past two games for quarterback Cam Newton, who has had regular practice repetitions and parlayed that into huge outings against New England and Detroit. Now comes the next part of the recovery from offseason shoulder surgery. While the Carolina Panthers went light on Newton's workload in the preseason and during the first few weeks of the season, there's no reprieve going into Thursday night's home game against the Philadelphia Eagles. Newton will be throwing on short rest. "I have to trust the coaches and trust the process when it comes to my arm, knowing that certain throws (are tough)," Newton said. Yet, for the most part, Newton said it's clear to him that limitations have been lifted in terms of the passing attack. "The stre...