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FA 100: CNBC ranks the top-rated financial advisory firms of 2020

Finance
Finding the right financial advisor to help with your financial needs and goals can be complicated.There are so many things to consider. Many advisors use a big assets-under-management figure as a selling-point when marketing themselves to investors. However, AUM isn’t the whole story when a potential client is determining which firm is right for them.To be sure, every financial advisor has his or her own area of expertise. Each will have a different investment strategy and planning approach and offer various services, including tax and insurance planning, debt management, retirement planning, saving for education and charitable giving.A financial advisor can play a major role in helping clients grow and protect their wealth. The key is to find an advisor you trust, and it’s important to m...
U.S. ranks 24th in newly released 2020 Environmental Performance Index

U.S. ranks 24th in newly released 2020 Environmental Performance Index

Science
June 4 (UPI) -- The United States isn't doing a very good job of protecting the environment, according to researchers at Yale and Columbia universities. The U.S. ranks 24th in the 2020 Environmental Performance Index, released Thursday. The relatively poor ranking, putting the United States behind most of Europe, reflects the nation's growing environmental and sustainability problems -- including the rolling back of EPA rules and relaxed enforcement for air and water protections by the Trump administration -- experts say. Advertisement Scientists at Yale and Columbia ranked 180 countries on 32 key indicators across 11 categories related to environmental health and ecosystem vitality. The latest index, produced every two years, was compiled using a data-driven and empirical approach, accor...
Government ranks 18 US volcanoes as 'very high threat'

Government ranks 18 US volcanoes as 'very high threat'

Technology
Government scientists have classified 18 U.S. volcanoes as "very high threat" because of what's been happening inside them and how close they are to people. The U.S. Geological Survey has updated its volcano threat assessments for the first time since 2005. The danger list is topped by Hawaii's Kilauea , which has been erupting this year. The others in the top five are Mount St. Helens and Mount Rainier in Washington, Alaska's Redoubt Volcano and California's Mount Shasta . "This report may come as a surprise to many, but not to volcanologists," said Concord University volcano expert Janine Krippner. "The USA is one of the most active countries in the world when it comes to volcanic activity," she said, noting there have been 120 eruptions in U.S. volcanoes since 1980. Kilauea is the mos...
Swelling ranks of baby boomer retirees create negative impact on investment returns

Swelling ranks of baby boomer retirees create negative impact on investment returns

Finance
Baby boomers have been blamed for a long list of societal ills almost since the first member was born in 1946. A potentially decades-long decline in investment returns is one of the most serious charges to be laid at the generation's doorstep, and some experts think we may already be in the middle of it.Historical returns for a balanced portfolio have averaged about 8 percent annually. Between 2005 and 2050, according to a 2009 analysis, investment returns are likely to decline by about 0.9 percentage points. Economists generally agree on the driving force — the retirement and resulting change in spending and saving patterns of America's largest generation — but not the mechanism of the decline. The prevailing theory guesses retirees will depress returns by pulling money out of their 401(k...