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Here are the biggest reasons every entrepreneur should have a financial plan

Here are the biggest reasons every entrepreneur should have a financial plan

Finance
I understand the attraction and challenges of entrepreneurship. I am also acutely aware of how financial planning for entrepreneurs is different. In college I went to Mexico to study Spanish and paid for most of the cost by buying American candy in bulk and selling it to other students. In my working career I've spent more time working for myself than working in a corporation.Financial planning for entrepreneurs can be more difficult. But being an entrepreneur has many payoffs. Retiring years before "normal" retirement age, starting another business or only working on things that are really interesting to them personally are all things clients who have entrepreneurial goals can achieve. But you need a financial plan to attain those payoffs.Planning in the early stage of an entrepreneurial ...
3 Reasons to Buy Garmin Stock

3 Reasons to Buy Garmin Stock

Finance
If you wrote off Garmin (NASDAQ: GRMN) stock after GPS-enabled smartphones began disrupting the company's automotive navigation device business some years back, it's time for you to take another look. The company just wrapped up its second straight year of sales and profitability gains, despite challenges in a few of its biggest market niches.Garmin expects that momentum to continue in 2018, and shareholders can count on an added boost to their ROI from its recently hiked dividend . There are better reasons than a meaty 3.5% yield to consider investing in this solid business, though.Image source: Getty Images.Diversification rulesGarmin's 2017 results demonstrated the power of its diversified product portfolio. Sure, revenue from its automotive GPS segment shrank last year, as they have an...
4 reasons not to rush through open enrollment season

4 reasons not to rush through open enrollment season

Finance
It's open enrollment season, which for many workers, might not mean much. That's a costly misconception. About half of employees don't understand their benefits materials, according to a report by the International Foundation of Employee Benefit Plans.As a result, most workers just stick with what they've previously picked — 92 percent of workers last year kept the same selections, according to a separate Aflac survey of 5,000 employees.That's a missed opportunity. Aflac found that more than half of employees estimate they are wasting up to $ 750 a year because of suboptimal benefit choices.At the very least, workers should "take a look and see what their choices are this year compared to last year, to see if their plan still suits their situation," said Julie Stich, vice president at th
4 Reasons to Buy More of Your Fruits and Veggies Frozen

4 Reasons to Buy More of Your Fruits and Veggies Frozen

Health
When it comes to buying fruits and veggies, fresh is always best, right? Well, not necessarily.While I’m a big fan of fresh produce, I'm also serious about helping people fit in at least five servings of fruits and veggies per day, every day. And I've found that when my clients keep their freezers stocked with frozen produce, they're much more likely to hit that mark.My observation parallels the results of a recent study that found people who buy frozen fruits and veggies consume more produce overall than people who don't buy frozen produce. They also have lower BMIs and higher intakes of potassium, fiber, calcium, and vitamin D.Full disclosure: The research was supported by the Frozen Food Foundation. But the findings make sense to me for the simple reason that frozen produce can be a who
Age, cost of treatment among top reasons patients leave hospital early

Age, cost of treatment among top reasons patients leave hospital early

Health
MONDAY, June 19, 2017 -- It's a not uncommon occurrence: Patients discharge themselves from the hospital against their doctor's best advice.Now, new research on over 29 million hospital stays sheds light on which types of patients are most prone to this behavior -- and why.Using 2013 U.S. hospital data, researchers found that younger patients are much more likely than older patients to leave the hospital against the advice of their doctor.In fact, patients aged 65 and older were four times less likely to leave the hospital against medical advice than were adults under 65, according to a team led by Dr. Jashvant Poeran, of the Icahn School of Medicine at Mount Sinai in New York City.Other factors played a role as well. Regardless of their age, men were more likely to leave the hospital agai...