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Here are the best ways to secure important financial documents

Here are the best ways to secure important financial documents

Finance
POJCHEEWIN YAPRASERT PHOTOGRAPHY | Moment | Getty ImagesLet's face it, when it comes to storing important financial documents, a shoe box under your bed doesn't really cut it.Estate-planning documents — such as wills, trusts, living wills, medical directives and powers of attorney —are very important to you. So where do you keep them safely secured? And what about your digital assets, passwords and social media accounts?Jason Heath, a certified financial planner and managing director with Objective Financial Partners, reminds people that some states have public will registries, and there are private will registry companies, as well.More from FA Playbook:How fintech advances help financial advisorsCringeworthy mistakes advisors see clients makeAre collectibles for collecting or investing? "
Retirees may fare worse reinvesting their IRA or 401(k) withdrawals under the Secure Act

Retirees may fare worse reinvesting their IRA or 401(k) withdrawals under the Secure Act

Finance
Planning to reinvest those pesky required withdrawals from your individual retirement account or 401(k) plan because you don't need the money?Under the Secure Act, a bill pending in Congress right now that aims to improve the nation's retirement savings, you'd have to start taking withdrawals from your IRA (and most other retirement accounts) at age 72 instead of 70 ½.The kicker: Due to the reduced time that the reinvested cash would have to grow, its value over time could be smaller under the proposed change than under current law.Allocating expenses into needs, goals and aspirations can help provide a better framework for managing your cash flow and living comfortably.Pascal Broze | Getty Images "You'd have more money in your IRA but less in the reinvested account," said certified financ
Chelsea 3-0 Watford: Blues win to secure Champions League place

Chelsea 3-0 Watford: Blues win to secure Champions League place

Sports
Chelsea secured their place in the Champions League next season with victory over Watford at Stamford Bridge.The win, combined with Arsenal's draw against Brighton, means the Blues are guaranteed a top-four finish in the Premier League.After a quiet first half, Chelsea scored twice within three minutes early in the second period through headers by Ruben Loftus-Cheek and David Luiz. Gonzalo Higuain sealed the points with a neat finish from Pedro's pass for his fifth goal for the club.The win moves Chelsea up to third, one point ahead of Tottenham and four points clear of the fifth-placed Gunners.FA Cup finalists Watford started brightly, going close through Troy Deeney and Gerard Deulofeu, but...
Child abuse images being traded via secure apps

Child abuse images being traded via secure apps

Technology
Images of child sexual abuse and stolen credit card numbers are being openly traded on encrypted apps, a BBC investigation has found.Security experts told Radio 4's File on 4 programme that the encrypted apps were taking over from the dark web as a venue for crime.The secure messaging apps, including Telegram and Discord, have become popular following successful police operations against criminal markets operating on what is known as the dark web - a network that can only be accessed by special browsers.The secure apps have both a public and encrypted side. Often, the public side is listed online so users can search and join groups advertising drugs, stolen financial data and other illegal material. Once a group is joined, howeve...