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These really bad habits and traits will stop you from reaching your financial goals

These really bad habits and traits will stop you from reaching your financial goals

Finance
While people start out with good intentions and set their sights on meeting various financial goals, many never achieve them and instead fail miserably. Here are nine bad habits that will hinder investors from reaching their financial success. 1. Failing to plan. Lacking a financial plan means you have no focus and you can easily be swayed. A recent study by the University of Scranton revealed that 92 percent of people who do not achieve their goal fail as a result of lack of planning. People who do not plan for how to manage their money and who lack a budget are vulnerable to impulse buying, overspending and making other unw...
Rent fees: New laws 'will not stop hidden charges'

Rent fees: New laws 'will not stop hidden charges'

Business
Campaigners say new laws going through parliament will not go far enough to stamp out all hidden fees and charges for renters. Charlotte Von Crease, a 27-year-old renter, says: "When we moved into our last property we were hit with nearly £3,500 worth of fees, before we even got the keys." However, those pre-tenancy fees are just one of the hidden costs. Tenant campaign groups say banning them will not solve the problem.There were the usual costs for Charlotte, such as one month's rent in advance and six weeks' rent as a deposit. But she told BBC 5 live's Wake Up To Money there were "also £875 worth of letting agent fees, £600 were admin fees, £120 for employers' references for both me and my partner, and ...
Juul to end social media campaigns, stop selling flavored pods in some stores

Juul to end social media campaigns, stop selling flavored pods in some stores

Health
Nov. 13 (UPI) -- Juul, the company with more than 70 percent of the e-cigarette share in the United States, has agreed to stop selling its flavored pods in stores and to shut down its social media campaigns. The e-cigarette company made this announcement on Tuesday, in the face of a recent decision from the Food and Drug Administration to ban flavored e-cigarettes in gas stations and convenience stores. "We don't want anyone who doesn't smoke, or already use nicotine, to use JUUL products," the company said in a press release. "We certainly don't want youth using the product. It is bad for public health, and it is bad for our mission." Many anticipate that the FDA will move forward with a plan to beef up online sales age verification requirements for flavored e-cigarettes. The move to st...
EU orders Poland to stop forcing retirement of high court justices

EU orders Poland to stop forcing retirement of high court justices

World
Oct. 19 (UPI) -- The European Court of Justice ruled Friday that Poland must halt the implementation of a new law forcing members of the Supreme Court to retire at 65. The new law, which took effect in early July, lowered the mandatory retirement age down from 70. It forced the retirement of about 40 percent of the Polish Supreme Court's justices. Critics accuse Warsaw of enacting the new law in order to bring in new justices loyal to the government. The government, though, says the new age requirement makes the courts more efficient. About one-third of the high court's 73 judges have stepped down since enforcement of the law. Chief Justice Malgorzata Gersdorf in July called the law a "purge" of justices in which the ruling Law and Justice Party is attempting to seize control of the court...
Trump signs bills to help patients stop overpaying for drugs

Trump signs bills to help patients stop overpaying for drugs

Health
Insurers will no longer be able to bar pharmacists from telling consumers when paying cash would be cheaper than using insurance for their prescriptions, as a result of bills signed Wednesday by President Donald Trump. The two bills had broad bipartisan support as a consumer-friendly move to correct "gag rules" that many viewed as an egregious business practice. One bill applies to private health insurance and the other to Medicare. The measures bar health plans or middlemen that manage pharmacy benefits from getting in between pharmacists and their customers. No longer can pharmacists be contractually prohibited from telling consumers when they would actually save money by not using their insurance plans. Such head-scratching situations can arise because of convoluted deals between drug...