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How to survive a career change — and a pay cut

How to survive a career change — and a pay cut

Finance
How to save $ 1,000 this yearAt 35, I plan to leave my job as a teacher ... and go to graduate school (new career field). While I expect to receive an assistantship, I know it will be difficult to go from $ 50,000 a year to under $ 20,000. Do you have any advice or suggestions on adjusting to a lower income and stretching those dollars farther? --Jesse C, Hastings, Pennsylvania Switching careers requires a big leap of faith -- and a change in money management. Especially if you're expecting to take a big pay cut. "Knowing where you want to go and defining your goals and having a plan to get there can help you make the decision with confidence," said Marcy Keckler, a certified financial planner and vice president, financial advice strategy at Ameriprise. Here's how to survive and even th...
Fish sauced? Goldfish turn to alcohol to survive icy winters

Fish sauced? Goldfish turn to alcohol to survive icy winters

Science
Scientists have decoded the secrets behind a goldfish's ability to survive in ice-covered lakes. They've worked out how and why the fish turn lactic acid in their bodies into alcohol, as a means of staying alive.Some goldfish were found to have levels well above legal drink-driving limits in many countries.The researchers say the work may help with the study of some alcohol impacts in humans.Scientists have known about the peculiar survival abilities of goldfish and their wild relatives, crucian carp, since the 1980s. While humans and most vertebrates die in a few minutes without oxygen, these fish are able to survive for months in icy conditions in ponds and lakes in northern Europe. Researchers have now uncovered the molecular mechanism behind this ability. In most animals there is a sin...