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Credit card signatures are almost a thing of the past

Credit card signatures are almost a thing of the past

Finance
5 stunning stats about credit cardsThe random scribble you hastily scrawl after swiping your credit card is no longer required. Major credit card companies are getting rid of the signature requirement for credit card transactions. American Express, Discover and Mastercard will no longer require merchants to collect a signature on April 13. Visa will do away with the signature requirement starting April 14. "Signatures are no longer considered to be any real deterrent to fraud," explained Matt Schulz, senior industry analyst at CreditCards.com. "Most people don't sign their name in full or take it all that seriously." The signature requirement had already been fading, especially for smaller purchases. For instance, American Express has not required a signature for transactions under $ 50...
Perrie Edwards cheers on Liverpool against Man City – fans all say the same thing

Perrie Edwards cheers on Liverpool against Man City – fans all say the same thing

Entertainment
The singer was filmed belting out You’ll Never Walk Alone alongside friend Ellie Hemmings as the pair watched the Reds beat Man City 3-0.A video shared with her 7.7 million Instagram followers shows her smiling and laughing as she sings along to the iconic club anthem.The blonde bombshell looked stylish in a white long-sleeved top with a pair of cropped trousers.But she turned heads for a completely different reason.INSTAGRAM/PERRIE EDWARDSFAN: Perrie Edwards was at Anfield to cheer on Liverpool last nightHer half-and-half match scarf bearing the colours of both teams enraged fans so much, they even took to Twitter to voice their thoughts.“Ox tell Perrie the half-and-half scarf is a no no,” one said.Another asked: “Why’s Perrie rocking a half-and-half scarf?”While a third wrote: “The
Forget Vinegar, This Is the One Thing You Need for Perfect Poached Eggs

Forget Vinegar, This Is the One Thing You Need for Perfect Poached Eggs

Health
Ah, this explains A LOT. Ask three Southerners how to poach an egg, and you'll get three different replies complete with a handful of different "secret" ingredients (vinegar! salt!) and tools (ramekins! egg-poaching rings! egg-poaching pans!).But vinegar or not, swirling method or poaching pan, here's the most important thing when it comes to poaching your eggs: Use fresh eggs. Yes, those three words can solve a lot of hardships on your egg poaching journey since using "aging" eggs can wreak havoc on your Florentine dreams.As EatThis.com explains in a recent story on the topic of poaching eggs, there's a scientific reason that older eggs don't fair as well in the poaching game: "As an egg ages, the proteins in the thick white disintegrate, and this decreases the ...
Roth IRAs may be the best thing since sliced bread

Roth IRAs may be the best thing since sliced bread

Finance
If tax rates increase in the future (highly likely based on historical data), or if your tax rate in retirement will be higher than your tax rate now, a Roth IRA could be a banner idea. Investors who expect to have a higher tax rate in retirement have the most to gain with a Roth IRA, because you pay lower taxes on contributions now to avoid higher taxes on withdrawals later.This is particularly true for younger investors. The younger you are, the more earning potential you have and the more chance your income will be higher at retirement. Put another way, the greater the difference between your income now and your income in retirement, the more advantageous a Roth IRA can be.Let's block ads! (Why?) Financial Advisor Hub
Is there such a thing as 'flying ant day'?

Is there such a thing as 'flying ant day'?

Science
We're all used to ants sprouting wings and taking to the air during summer, but is there really such a thing as a "flying ant day"? A new study appears to have solved the mystery, using data submitted by the public. Here, Prof Adam Hart, one of the report's authors, explains how they did it.No one can guarantee a rain-free Bank Holiday weekend or a sun-drenched Wimbledon but, no matter what the summer weather brings, you can guarantee that flying ants will make their annual appearance at some point. Flying ants are a bit of a surprise for many people. After all, the ants we are used to seeing under stones in our gardens don't have wings and cannot fly. These wingless ants are female workers, toiling to ensure the colony survives and grows. Once the colony has grown large enough though, it ...