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Most people still don't understand a thing about their credit score, and it's costing them big time

Most people still don't understand a thing about their credit score, and it's costing them big time

Finance
Credit scores greatly impact a consumer's financial moves — and how much they'll pay along the way — yet many don't even know how the rating works. Around 40 percent believe, incorrectly, that age and marital status play a role in their three-digit score, according to the Consumer Federation of America's credit card survey, which included interviews with some 1,000 people from May 31 to June 3 of this year. Only around 20 percent of people fully realize how a low credit score can bring on heftier interest-rate charges. Specifically, that borrowers with a low score can pay about $ 5,000 more on a $ 20,000, 60-mont...
Think petrol is the only thing hurting? 3 reasons why June will be rough for you

Think petrol is the only thing hurting? 3 reasons why June will be rough for you

Finance
Come June, and consumers are going to be hit by a volley of price hikes. Steep hike in fuel prices does not burn a hole in the pockets of only those who buy fuel. Every consumer is impacted by a hike in fuel price because fuel is what the economy runs on. Steep fuel prices and many other factors such as the closure of Sterlite Copper plant in Tuticorin will disappoint consumers from next month as prices of many consumer goods are going to rise. White goods Price of air-conditioners, refrigerators, washing machines and microwave ovens are set to get dearer by 2-5% from next month due to increase in crude oil prices, depreciation of the rupee and rates of key raw material steel and copper hardening up, according to industry executives. The net increase will be in the range of Rs 400 to over...
Credit card signatures are almost a thing of the past

Credit card signatures are almost a thing of the past

Finance
5 stunning stats about credit cardsThe random scribble you hastily scrawl after swiping your credit card is no longer required. Major credit card companies are getting rid of the signature requirement for credit card transactions. American Express, Discover and Mastercard will no longer require merchants to collect a signature on April 13. Visa will do away with the signature requirement starting April 14. "Signatures are no longer considered to be any real deterrent to fraud," explained Matt Schulz, senior industry analyst at CreditCards.com. "Most people don't sign their name in full or take it all that seriously." The signature requirement had already been fading, especially for smaller purchases. For instance, American Express has not required a signature for transactions under $ 50...
Perrie Edwards cheers on Liverpool against Man City – fans all say the same thing

Perrie Edwards cheers on Liverpool against Man City – fans all say the same thing

Entertainment
The singer was filmed belting out You’ll Never Walk Alone alongside friend Ellie Hemmings as the pair watched the Reds beat Man City 3-0.A video shared with her 7.7 million Instagram followers shows her smiling and laughing as she sings along to the iconic club anthem.The blonde bombshell looked stylish in a white long-sleeved top with a pair of cropped trousers.But she turned heads for a completely different reason.INSTAGRAM/PERRIE EDWARDSFAN: Perrie Edwards was at Anfield to cheer on Liverpool last nightHer half-and-half match scarf bearing the colours of both teams enraged fans so much, they even took to Twitter to voice their thoughts.“Ox tell Perrie the half-and-half scarf is a no no,” one said.Another asked: “Why’s Perrie rocking a half-and-half scarf?”While a third wrote: “The
Forget Vinegar, This Is the One Thing You Need for Perfect Poached Eggs

Forget Vinegar, This Is the One Thing You Need for Perfect Poached Eggs

Health
Ah, this explains A LOT. Ask three Southerners how to poach an egg, and you'll get three different replies complete with a handful of different "secret" ingredients (vinegar! salt!) and tools (ramekins! egg-poaching rings! egg-poaching pans!).But vinegar or not, swirling method or poaching pan, here's the most important thing when it comes to poaching your eggs: Use fresh eggs. Yes, those three words can solve a lot of hardships on your egg poaching journey since using "aging" eggs can wreak havoc on your Florentine dreams.As EatThis.com explains in a recent story on the topic of poaching eggs, there's a scientific reason that older eggs don't fair as well in the poaching game: "As an egg ages, the proteins in the thick white disintegrate, and this decreases the ...