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Tag: traditional

Aged, recycled urine may be safe alternative to traditional fertilizer

Aged, recycled urine may be safe alternative to traditional fertilizer

Science
Jan. 24 (UPI) -- Recycled and aged human urine is a safe alternative to traditional fertilizers. According to new research from the University of Michigan, bacteria in recycled and aged urine can't transfer antibiotic resistance capabilities to bacteria in the soil, making it potentially usable. Traditional fertilizers like nitrogen and phosphorous contribute to water pollution. When the fertilizers are washed into local waterways, the nutrient overload can trigger algal blooms that produce toxins and depress oxygen levels. The production of traditional fertilizers is also expensive and energy intensive. Recycled urine could be used as a more eco-friendly alternative to traditional fertilizers, but safety concerns remain, researcher say. "Urine contains compounds that contain nitrogen, ...
Fintech’s fast pass to traditional banking is now cut off

Fintech’s fast pass to traditional banking is now cut off

Finance
Getty ImagesTech start-ups trying to become banks will now have to take a slower, more traditional route.Fintech companies had welcomed a special bank charter that cleared a quicker path for them to become a bank. But that was dealt a blow this week as a federal district court in New York decided that the Office of the Comptroller of the Currency, the regulator issuing the charters, didn't have the authority to do so.The ruling highlights the sometimes murky nature of tech companies getting into banking. It also means that finance start-ups will have to go through the same drawn out process as everyone else."It's a step back for fintechs that are looking long term to become banks," said Lindsay Davis, fintech analyst at CB Insights. "A fintech charter helped streamline that regulatory proc...
5 Alternatives to Traditional Halloween Candy (With No Apples!)

5 Alternatives to Traditional Halloween Candy (With No Apples!)

Health
Roughly 75% of US households dole out Halloween candy to trick-or-treaters, and most of those processed goodies are laden with “nutritional villains” including high fructose corn syrup, trans fat, artificial additives, and preservatives. Plus little nibbles can snowball into monstrous calorie levels--at about 80 calories each, six fun-sized candy bars add up to nearly 500 calories, more than most meals should provide. Roughly 75% of US households dole out Halloween candy to trick-or-treaters, and most of those processed goodies are laden with 'nutritional villains' including high fructose corn syrup, trans fat, artificial additives, and preservatives. Plus little nibbles can snowball into monstrous calorie levels—at about 80 calories each, six fun-sized cand...
Why traditional investment strategies just don’t work anymore

Why traditional investment strategies just don’t work anymore

Finance
Traditional investment strategies no longer work, and no single factor explains the failure of long-held investment tactics. Market volatility, global economic interdependence, emotional investing, inflation and a low-interest-rate environment all played a role in the demise of traditional investment strategies.Let's take a closer look at each factor individually to better understand why the old methodology comes up short in this new market reality.There's no way to sugarcoat it — market volatility is the new normal in today's investing environment. For decades millions of American investors have followed an aggressive growth strategy — a strategy that worked. For many it went like this: During those wealth accumulation years, invest heavily in equities such as blue-chip stocks. Rinse. Rep...