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Microsoft, Twitter and Walmart want to help you get a job in tech — without racking up student loans

Microsoft, Twitter and Walmart want to help you get a job in tech — without racking up student loans

Finance
Ryan Reed became a technical support specialist at IBM after graduating last year from the tech firm's apprenticeship program. Photo credit: IBM.Ryan Reed was having a tough time.The 38-year-old, a resident of Raleigh, North Carolina, had been trying for months to land a job in technology, a passion dating to his days as a second-grader disassembling flashlights for fun.But the former firefighter, who'd suffered a career-ending back injury, didn't have a college degree — a formidable roadblock in the industry. With five kids to support, he couldn't afford to go back to school.Luck was on Reed's side, though. In 2018, he found — and landed — a paid apprenticeship as part of a new program at IBM, and was recently hired full-time.A growing push among tech firms to hire, pay and train apprenti
New programs aim to help the 55 million people without workplace retirement savings plans

New programs aim to help the 55 million people without workplace retirement savings plans

Finance
Anfisa Kameneva | EyeEm | Getty ImagesMany workers don't have access to retirement savings programs. That is changing.Now, efforts on both a national and state level aim to give more individuals access to plans.In December, Congress ushered in the Secure Act. Among the changes included in the legislation are new ways for small businesses to work together to offer 401(k) plans, called multiple-employer plans, or MEPs.Meanwhile, a handful of states are putting automatic individual retirement accounts in place to give workers a way to save directly through their paychecks.Both efforts come at a time when many individuals' retirement savings are woefully low. Working households with access to 401(k) plans typically have accumulated $ 111,000 retirement savings by ages 55 to 64, according to th...
Without sea ice, Arctic permafrost more likely to thaw

Without sea ice, Arctic permafrost more likely to thaw

Science
Jan. 8 (UPI) -- As the Arctic loses its sea ice, new research suggests permafrost is more likely to thaw and release carbon dioxide into the atmosphere. As its name implies, permafrost is ground that remains frozen for long periods of time, allowing it to store significant amounts of carbon indefinitely. When permafrost melts, carbon is able to escape into the atmosphere. Because of its role in the carbon cycle, it's important for climate scientists to understand how permafrost is likely to respond to climate change, but predicting the fate of permafrost using modern observations alone is problematic. To develop more accurate prediction models, scientists set out to study the long-term relationships between permafrost melting, temperature and sea ice stability. "We were surprised to fin...
UN climate talks: Delegates back IPCC report without targets

UN climate talks: Delegates back IPCC report without targets

Science
UN delegates in climate talks have agreed a "compromise" on how to include a key scientific report after two weeks of talks in Bonn, Germany.Negotiators decided the report represented the "best available science".But they have not included any targets on emissions researchers said were vital to keep temperatures in check.Some smaller island delegates claimed the move amounted to a surrender to fossil fuel producers. Several wore T-shirts with the slogan "Science is not negotiable".The arguments here have focused on the Intergovernmental Panel on Climate Change (IPCC) and the report it produced last October on how the world would cope with a temperature rise of 1.5C this century. The scientists concluded that it was possible to ke...