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The IRS can adjust any stimulus check money you’re owed when you file your 2020 tax return. Here’s why

Finance
In this articleIRSA3-ARGetty ImagesThis year's tax season has brought with it a new opportunity to collect any unpaid funds from previous rounds of federal stimulus checks.But the amount you claim could be adjusted by the IRS, the agency said on Monday.A new feature called a recovery rebate credit enables people to claim unpaid stimulus check money they may be missing.To date, Congress has authorized three direct payments to Americans since the onset of the Covid-19 pandemic. That includes a first check of up to $ 1,200 per adult through the CARES Act that was passed in March 2020. That was followed by payments of up to $ 600 per person authorized in December, followed by new checks of up to $ 1,400 per person that the government is in the midst of deploying.More from Personal Finance:F...
Post-Brexit trade: ‘If you don’t speak French, you’re stuffed’

Post-Brexit trade: ‘If you don’t speak French, you’re stuffed’

Business
PA MediaMore than a month after the UK's post-Brexit trade deal with the EU came into force, complaints from British importers and exporters continue to mount.Rules of origin for products that are imported into the UK, then exported to the EU are causing difficulty for some firms.Others are caught up in the complexity of VAT issues, while the time and trouble taken to get merchandise through customs remains a hassle.Small wonder, then, that according to a survey by the Road Haulage Association, Brexit-related problems caused the volume of exports passing through British ports to the EU to fall very sharply last month compared with a year ago.A government spokesperson admitted that some businesses are "facing challenges with specific aspects of our new trading relationship" and promised to ...
Apple figures out how Face ID can work even if you’re wearing a mask

Apple figures out how Face ID can work even if you’re wearing a mask

Technology
The newest update to Apple's iOS includes a feature allowing mask wearers to unlock their phones, despite the barrier the masks pose to Face ID.Face ID allows iPhone users to unlock their device simply by holding it up to their faces - but the COVID-19 pandemic has meant people's faces are obscured most of the day. Many iPhone users are finding this means they need to laboriously enter their passcodes every time they want to use their phone, potentially hundreds of times a day. Image: The workaround only works for people wearing an Apple Watch. Pic: Apple Fortunately, Apple is now trialling a workaround in the beta testing of iOS 14.5 which began rolling out to developers on Monday, as spotted by gadget reviews site Pocket Lint.Unfort...

Experts say some stock investors could be at risk of getting burned. How to make sure you’re not one of them

Finance
Trevor Williams | DigitalVision | Getty ImagesAs some stocks have climbed to record highs, you may have been tempted to double down on a favorite pick, like Tesla or the latest initial public offering.But at least one money expert is sounding the alarm that some investors may be overexposed to individual stocks.Christine Benz, director of personal finance at Morningstar, said she vowed to speak up the next time she saw potentially dangerous market conditions crop up, after the dot-com bust of the late 90s."It feels like that time is here," she tweeted last week.More from Personal Finance:Here's a decade-by-decade retirement planning guideState, local tax breaks could be revived, but not without a fightSavings interest rates hit rock bottom as Americans stash more cashA sudden pullback on ...

How to find a good end-of-year deal if you’re in the market for a new car

Finance
Ty Wright | Bloomberg | Getty ImagesFor car buyers, the end of the year typically marks the best time to get a great deal.Things look a bit different this time around. While there are still discounts and special financing on certain makes and models, those incentives generally are not as generous as in past Decembers, experts say."It's not a buyer's market, but there are still discounts," said Ivan Drury, senior manager of insights at Edmunds.com. "Are they as widespread as they were? Certainly not."Due to a confluence of factors — including an inventory squeeze from early-pandemic factory shutdowns and the unanticipated demand from homebound consumers wanting to get on the road — discounts are not as high this month as they might have been otherwise.Basically, dealerships don't have to pu...