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Are you a good tipper? Here’s how to tell whether you’re truly generous.

Are you a good tipper? Here’s how to tell whether you’re truly generous.

Finance
Young female barista has a disappointed expression on her face as she counts her tips at the end of the day.Steve Debenport | E+ | Getty ImagesWhen it comes to tipping, most Americans believe they are better than average.But some may be overestimating just how generous they are.A new survey from TD Ameritrade finds that 81% of Americans rate themselves as great tippers.Broken down by generation, baby boomers have the highest opinions of themselves, with 81% indicating they are great at tipping. That compares to 79% of Generation X and 79% of millennials who said the same.But exactly when each generation tips varies with each situation.One group of workers that almost everyone agrees should receive a tip: restaurant waiters and waitresses. Ninety-one percent of baby boomers said they typica...
If you’re a business owner, grab this 20% tax break before the year ends

If you’re a business owner, grab this 20% tax break before the year ends

Finance
Jetta Productions IncEntrepreneurs hoping to pocket some tax deductions for 2019 shouldn't forget a new 20% break.The qualified business income or QBI deduction made its debut in 2018, a feature of the Tax Cuts and Jobs Act.The new write-off allows owners of "pass-through" entities, including S-corporations and partnerships, to deduct up to 20% of their qualified business income. Tax professionals first grappled with this new rule earlier this year, when the IRS rolled out further guidance.The changes have come at such a rapid pace that even tax-planning software had a hard time keeping up."The issue with the QBI deduction came with calculating it," said Michael D'Addio, a principal at Marcum LLP."The software companies had to keep up; the IRS had to issue guidance and regulations in a com...
Best and Worst Foods To Eat When You’re Sick

Best and Worst Foods To Eat When You’re Sick

Health
Dehydration is one of the leading causes of headaches, says Dr. Arthur, so it's best to treat that cause first and see if it relieves your pain. Best foods: Water and other fluids are your best bet. "Drink a bottle of water and wait 20 minutes to see if you feel better," says Dr. Arthur. Caffeine is known for drying you out, but ironically, it can help in small doses. "But for each cup of tea or coffee, drink an equal amount of water to avoid dehydration," Dr. Arthur says. Worst foods: Headache-triggering foods include artificial sweeteners, MSG (found in sauces and soy sauce), aged cheeses (blue, stilton) that contain tyramine, plus chocolate, red ...
7 in 10 Americans have cried over money. Here’s what to do if you’re one of them

7 in 10 Americans have cried over money. Here’s what to do if you’re one of them

Finance
Don Bayley | iStock / 360 | Getty ImagesYou've heard that you shouldn't cry over spilled milk. But what about money?A new study from CompareCards.com found that about 7 in 10 Americans have shed tears about their finances.Debt is the biggest source of stress, according to the survey, with 31% saying household debt caused them to shed tears, and 20% saying credit card debt made them cry.Other sources of worry include unemployment, for 15% of those surveyed; cost of living issues, such as meeting rent or mortgage payments, 14%; and tight budgets, 14%.More from Personal Finance:Here are steps you can take to protect your side hustle How retirees can make required minimum distributions pain free Here's why you should buy life insurance when you are youngThe online survey was conducted in Sept...