Insurance claim cannot be denied on the ground of common lifestyle diseases: NCDRC to LIC
NEW DELHI: The apex consumer commission has asked LIC India to pay Rs 5 lakh to the kin of a deceased diabetes patient and made clear that insurance claims cannot be denied on the ground of common lifestyle diseases. The National Consumer Disputes Redressal Commission (NCDRC), while setting aside the Punjab state commission's order, asked the Chandigarh branch of the Life Insurance Corporation (LIC) India to pay the sum along with compensation Rs 25,000 and litigation cost Rs 5,000 within 45 days to Punjab-resident Neelam Chopra. Neelam Chopra's husband, who was suffering from diabetes, had availed a life insurance claim in 2003 from the company. While filling the proposal form, he had not mentioned about his disease. He died of a cardiac arrest in 2004. After her husband's death, when she...